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DECENTRALIZED ONCHAIN BANK • ROBINHOOD CHAIN

Not another neobank. A real decentralized onchain bank.

Paylo lets you pay at real merchants using real onchain crypto transactions, powered by Paylo cards with sub-second speed and zero gas fees.

Link your card in seconds Explore Onchain Protocol
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ROBINHOOD CHAIN NETWORK
Paylo iPhone app preview
REAL ONCHAIN CRYPTO TRANSACTIONS

Pay at Real Merchants with Real Onchain Power

Paylo Card Integration

Link your card in seconds. Tap and pay seamlessly at millions of physical & online merchants powered by Robinhood Chain stablecoin liquidity.

Decentralized Onchain Banking

Self-custodial non-neobank architecture. Your keys, your stablecoins, settled instantly without middleman delays.

Sub-Second Settlement

0.01s transaction confirmation with zero gas overhead, supported by USDC, USDT, and USD-R stablecoins.

Global Off-Ramping & Payroll

Instant fiat off-ramping to bank accounts across 150+ countries with automated payroll management for global teams.